Dental insurance can feel confusing. We don’t think it should be. At MSD Dental Studio, we take the time to explain your benefits clearly, verify coverage before treatment, and outline your estimated costs — so you can make decisions with confidence.
We work with most major PPO dental insurance plans and help patients understand their benefits — without pressure or confusion.
Dental insurance is a tool — not a treatment plan.
Whether we are considered in network or out-of-network with your specific plan, many PPO policies still reimburse significantly for care. Our team verifies your benefits, explains your options clearly, and helps you make decisions based on health — not guesswork.
If you prefer to focus strictly on what your plan covers, we respect that. If you would like to explore comprehensive care beyond insurance limitations, we can guide you there as well.
Our role is to provide clarity — so you can move forward with confidence.
What insurance plans do you accept?
We work with most major PPO dental insurance plans and many Medicare plans with dental benefits. Our team verifies your benefits before your visit and explains everything clearly so there are no surprises.
What if you are out-of-network?
Many PPO plans still provide reimbursement for out-of network care. We submit claims on your behalf and help you understand estimated benefits in advance.
Is scaling and root planing covered?
Coverage varies depending on your specific plan and periodontal diagnosis. Most PPO plans provide benefits when medically necessary.
Do you offer payment plans?
Yes. We offer financing options to help make treatment more manageable.
Will you file my claims?
Yes. As a courtesy, we submit insurance claims on your behalf and help track reimbursement.
• Verify your coverage before treatment
• Explain your deductible and annual maximum
• Provide written cost estimates
• Submit claims on your behalf
• Track payments and follow up if needed
Preventive care – 80–100% (Cleanings, exams, X-rays)
Basic procedures – Approximately 70–80% (Fillings, simple extractions, scaling and root planing)
Major procedures – Approximately 40–60% (Crowns, bridges, dentures)
Coverage for major procedures can vary significantly depending on your insurance provider and your specific plan design. Some plans include waiting periods, frequency limitations, or reduced reimbursement percentages for certain services. We review your individual benefits before treatment so you understandexactly what applies in your situation.
• Cash
• Check
• Debit and credit cards
• HSA and FSA accounts
• Monthly financing options
For larger treatment plans, we partner with patient-friendly financing providers, including Cherry. Many patients qualify for promotional 0% APR plans, fast approvals, and flexible monthly
payments.
If you do not have dental insurance, we offer an in-house membership plan designed to make preventive and restorative care more affordable. Membership benefits may include preventive visits, discounts on treatment, no waiting periods, and no annual maximums.
We work with most major PPO dental insurance plans and many Medicare plans with dental
benefits. Our team verifies your benefits before your visit and explains everything clearly.
Many PPO plans still reimburse significantly even if we are out-of-network. We review your specific plan and explain what to expect before treatment begins.
Scaling and root planing is typically considered a basic procedure and is often covered at approximately 70–80%, depending on your provider and specific plan.
Yes. We offer flexible monthly financing options, including promotional 0% APR plans for qualified
patients.
Yes. We submit claims on your behalf and assist with tracking insurance payments. Insurance coverage estimates are based on information provided by your insurance company and
are not a guarantee of payment. Final reimbursement is determined by your insurance provider.
Whether you’re insured or exploring financing options, we’re here to help you move forward with clarity and confidence.
We work with many PPO and Medicare plans and are happy to help you navigate your benefits. Because coverage varies by plan, we encourage you to call or text our office so our team can confirm your insurance details prior to your visit and help avoid surprises.
We understand that every patient’s situation is different. For many treatments, we offer multiple levels of care designed to expand accessibility while maintaining high clinical standards. Our team takes the time to explain options clearly and without pressure so you can make an informed decision.
For patients without insurance, we offer an in-house discount plan designed to provide access to quality dental care for you and your family.
We also offer Cherry financing, allowing treatment costs to be spread into manageable monthly payments. Flexible options are available, and 0% APR plans are often offered for qualified patients
